- Bank-Level Security
- All Credit Welcome
- Private Sales Specialists
- No obligation, no impact on your credit score
Fast, Fair Financing — Get Started Now
Founded by Industry Trailblazers who Continue to Lead the Way.
Vehicle Types We Finance
True Ride Capital specializes in Powersports financing across Canada.
If you’re looking for something else, just schedule a call with us. Good Credit, Bad Credit, or No Credit – All are welcome!
We think for riders before any brand!
Integrity
We uphold the highest ethical standards in every interaction, ensuring transparency, and trust in our work.
Client Focus
We uphold the highest ethical standards in every interaction, ensuring transparency, and trust in our work.
Risk Resilience
We uphold the highest ethical standards in every interaction, ensuring transparency, and trust in our work.
Expertise
We uphold the highest ethical standards in every interaction, ensuring transparency, and trust in our work.
You’ll Know What
Bad, Good & No Credit Welcome Self-Employed or No Income Proof? It’s Fine! Fast & Easy Approvals
Own By the Candian, Run By the Proud Candian
We help you achieve your vision and cultivate confidence and peace of mind across your financial journey.
Client Experiences That Speak for Themselves
“Finovate has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”
“Partnering with Finovate was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”
“I hired Finovate for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”.
I was very satisfied & would recommend.”
Hear Directly
From TrueRide Capital Experts
Need Answers? Look Here.
Have a question not covered here?
Contact our expert financing team at 1-800-TRUERIDE or [email protected].
We’re here to help make your powersports dreams a reality.
Will I Qualify If My Credit Is Poor?
We work with all credit scores. While higher scores get better rates, we have programs for every situation.
Can I finance a private sale?
Absolutely! Unlike banks that only finance through dealers, TrueRide Capital provides financing for purchases from private sellers across Canada. Whether you found your dream ATV on Kijiji, a motorcycle from a private owner, or an RV from a friend, we can finance it. You have the freedom to shop anywhere and get the best deal.
How long does approval take?
Are there any hidden fees?
Can I pay off my loan early?
Do you finance used vehicles?
Do You Finance Self-Employed Borrowers?
Not at all a problem! We understand that self-employed Canadians have unique income situations. TrueRide Capital offers flexible income verification methods including bank statements, contracts, or alternative documentation. Many self-employed clients qualify without traditional proof of income requirements. We work with your specific situation to find the right solution.
Does TrueRide Collect My Down Payment?
NO! TrueRide Capital never collects money directly from clients. Any down payment goes directly to the dealer or private seller you’re purchasing from. We simply provide the financing – you handle the transaction directly with the seller for complete transparency and security.
Which Types of Vehicles Are Eligible for Financing?
We finance all types of powersports and recreational vehicles including ATVs, UTVs, motorcycles, RVs, travel trailers, snowmobiles, personal watercraft, boats, dirt bikes, and more. Both new and used vehicles up to 15 years old qualify. If it’s built for adventure, we can finance it!
What Down Payment Will I Need to Provide?
Many clients qualify for $0 down financing! Down payment requirements vary based on the vehicle type, your credit situation, and loan amount. We offer flexible down payment options from $0 to traditional amounts, working with your budget to find the right solution.
Is a Co-Signer Required for Approval?
Not necessarily! While co-signers can help strengthen an application, many of our clients qualify on their own. We evaluate each application individually and only suggest a co-signer if it significantly improves your approval odds or rates. We always try to approve you independently first.
Good Credit, Bad Credit, No Credit - All Welcome
- Motorcycle Financing
- Quad Financing
- Side by Side Financing
- Dirt Bike Financing
- Snowmobile Financing
- Towable RV Financing
- Toy Hauler Financing
- Travel Trailer Financing
- Travel Trailer Financing
- Boat Financing
- Utility Trailer Financing
- Other Recreational Powersports
